Post by account_disabled on Mar 11, 2024 23:35:30 GMT -6
At the end of each call, similar manifestos were read. According to Josep Bataller, one of the more than 130,000 affected people in the Valencian Community, this manifesto asks the Government to find a solution to the problem and to “ legislate once and for all in favor of those affected , to stop avoiding the issue as If we did not exist, that we are families shouting that we have been enduring the unbearable for decades and that they stop looking over their shoulders as if we were invisible winking at the bank.”
It is also indicated that the IRPH increases the cost of the mortgage between 200 and 400 euros per month and "we observe with true astonishment how preliminary questions come Email Data and go before the Court of Justice of the European Union, giving the same arguments to our Supreme Court in our favor and our Court Supreme Court twisting these issues again and again looking for loopholes through which to save the bank.”
Another issue that the consulted experts highlight is that this IRPH index “ has been subject to marketing without transparency , omitting key information, such as its calculation, which includes commissions and expenses being an Equivalent Annual Rate, which implies a duplication of payments, "the client having to pay his own expenses and commissions for his mortgage and the average expenses and commissions of all other mortgages signed in the same review month."
From Barcelona, Marisol Nájera, one of the organizers of this rally in front of the Plaza del Ayuntamiento, explains that attendance has been around a hundred people affected by this index. “ We did not expect that the Provincial Court of the Balearic Islands would once again endorse the thesis of the Supreme Court and ignore the latest ruling of the CJEU of July 14. This shows, as we have indicated in our manifesto, that Spanish judges are not prepared to address this issue .”
From their point of view, the consequences of the Court of Justice of the European Union having ruled that the IRPH index may be abusive could give clients the right to claim between 20,000 and 30,000 euros from their financial institutions . "However, in Spain the rulings of the CJEU have not yet been endorsed by the vast majority of Spanish judges."
It is also indicated that the IRPH increases the cost of the mortgage between 200 and 400 euros per month and "we observe with true astonishment how preliminary questions come Email Data and go before the Court of Justice of the European Union, giving the same arguments to our Supreme Court in our favor and our Court Supreme Court twisting these issues again and again looking for loopholes through which to save the bank.”
Another issue that the consulted experts highlight is that this IRPH index “ has been subject to marketing without transparency , omitting key information, such as its calculation, which includes commissions and expenses being an Equivalent Annual Rate, which implies a duplication of payments, "the client having to pay his own expenses and commissions for his mortgage and the average expenses and commissions of all other mortgages signed in the same review month."
From Barcelona, Marisol Nájera, one of the organizers of this rally in front of the Plaza del Ayuntamiento, explains that attendance has been around a hundred people affected by this index. “ We did not expect that the Provincial Court of the Balearic Islands would once again endorse the thesis of the Supreme Court and ignore the latest ruling of the CJEU of July 14. This shows, as we have indicated in our manifesto, that Spanish judges are not prepared to address this issue .”
From their point of view, the consequences of the Court of Justice of the European Union having ruled that the IRPH index may be abusive could give clients the right to claim between 20,000 and 30,000 euros from their financial institutions . "However, in Spain the rulings of the CJEU have not yet been endorsed by the vast majority of Spanish judges."